Urraco Private Funding – Privacy Policy
Effective August 9, 2023
This Privacy Policy explains how Urraco Private Funding, Inc. and its affiliates (“Urraco Private Funding,” “we,” “us,” or “our”) collect, use, protect, and share information when you use our website, mobile application, or communicate with us by phone, email, or other channels (“Urraco Private Funding Services”).
By using our Services, you acknowledge that you have read and agreed to this Privacy Policy. We may update this policy at any time, and the effective date above reflects the most recent version. Continued use of our Services constitutes acceptance of any changes.
1. Information We Collect
A. Information You Provide
We collect information you or your authorized agent submits during an application or through communications with us, including:
Individual and business names
Mailing, physical, and business addresses
Email, phone numbers, passwords
Bank account information
Date of birth, Social Security number, driver’s license or other IDs
Income, assets, debts, financial records
Communications sent by email, phone, mail, or other channels
B. Cookies & Tracking Technologies
We use cookies, web beacons, and similar tools to improve our Services. You may disable cookies, though this may affect functionality.
We may use analytics tools (e.g., Google Analytics) for visitor behavior, advertising performance, and marketing optimization.
C. Device Information
We automatically collect technical data from your device, including IP address, browser type, OS, unique identifiers, mobile carrier, pages viewed, and session duration.
D. Information from Third Parties
We may supplement the data you provide with information from:
Third-party apps or platforms you use to access our Services
Financial institutions, consumer reporting agencies, and information service providers
Loan partners and other service providers for verification, fraud prevention, underwriting, and compliance
2. Why We Collect Information
We may use your information to:
Determine loan eligibility and process applications
Obtain credit reports and verify your identity
Prevent fraud and unauthorized activity
Manage your account and maintain records
Improve our Services, marketing, and operations
Conduct analytics, testing, and market research
Comply with legal and regulatory obligations
Communicate with you regarding your account, offers, and Services
3. How We Share Information
We do not sell personal information as defined under the California Consumer Privacy Act (CCPA).
We may share your information with:
Service Providers
Companies that help us operate our Services, market our products, provide analytics, process data, or assist with customer service.
Loan Partners
Third parties involved in underwriting, credit reporting, collections, and fraud prevention.
Other Parties
We may share information:
With our affiliates
During mergers, acquisitions, or asset transfers
With law enforcement or government agencies when required
To protect our rights, safety, or comply with legal processes
In de-identified or aggregated formats for research, marketing, and analytics
7. Contact Us
For questions or to exercise your privacy rights:
Urraco Private Funding, Inc.
Attn: Legal Department
60 Wall St., 11th Floor
New York, NY 10005
underwriting@urracoprivatefunding.com